Financing of your new Vinorage products – Xpres VIP loans
Vinorage can in collaboration with SPARXPRES offer easy and fast financing of your new wine cellar.
Choose an Xpres VIP loan with the option of a low monthly instalment and no down payment.
2. Sign with Nem-ID*
3. The loan is paid to Vinorage
4. Now, you are ready to make a deal
* You can sign the loan agreement either digitally with Nem-ID or with a physical signature. If you choose to sign with a physical signature, the loan agreement must be returned to SPARXPRES by mail.
Xpres VIP Consumer loan (D-Annuity loan) – standard cost information:
| Total amount of credit | 60.000 kr. |
| Duration | 72 mdr. |
| Monthly instalment | 1.150 kr. |
| Total cost of credit | 22.756 kr. |
| Total amount to be repaid | 82.756 kr. |
| Annual fixed debt interest payable | 10,30 % |
| APRC | 11,80 % |
| Total amount of credit | Xpres VIP-lån | |||||
|---|---|---|---|---|---|---|
| Duration in months | Instalment per month | Annual fixed debt interest payable | Total cost of credit | Total repayment | APRC | |
| 30.000 kr. | 72 | 597 kr. | 10,30 % | 12.914 kr. | 42.914 kr. | 13,40 % |
| 40.000 kr. | 72 | 781 kr. | 10,30 % | 16.195 kr. | 56.195 kr. | 12,60 % |
| 60.000 kr. | 72 | 1.150 kr. | 10,30 % | 22.756 kr. | 82.756 kr. | 11,80 % |
| 80.000 kr. | 72 | 1.519 kr. | 10,30 % | 29.317 kr. | 109.317 kr. | 11,40 % |
The loan can always be redeemed without additional costs. The instalments above are indicative, assuming 30 days between payment of the loan and payment of the first instalment. Furthermore, payment via PS (payment service) is presumed. You have the right to withdraw. Granting of loans requires a good credit score.
For other costs, fees, right to appeal, right to withdraw etc.: Click here